Many homeowners insurance policies have a deductible, which is a required amount that you must pay before your coverage kicks in. Your policy pays out a maximum amount of money, so you must make sure you are properly insured for the value of your home. To choose an appropriate deductible, you should consider how much the value of your home...

Homeowners insurance is a policy that protects you and your home against a variety of threats. It pays for damages caused by named perils, as well as injuries caused to others. It also covers the house itself and certain attached structures. There are several types of policies, and it's important to know which type of coverage you need.

Homeowners' insurance policies are important to protect your home in case of damage. You should choose a level of coverage that will allow you to replace your home and the contents inside it if the home is destroyed. Also, you should choose a deductible that you will pay before the insurance benefits kick in. This amount should be enough to...